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Live our dream,
even when you retire!
Today, for a better tomorrow

  • Why a Personal Pension Plan?
  • Life starts at retirement?
  • You are planning to live your dream after a long working life?
  • What if you had no income after retirement? Do you wish to be financially dependent?
  • Start saving today for your retirement so that you can enjoy after so many hardworking years.


  • Greater of either the value of your accumulated fund or else gross contribution paid plus an interest of 4.5% p.a.
  • Life term pension as from retirement
  • Minimum guarantee of 5-10 years of pension
  • 25% of fund value as tax-free lump sum(subject to prevailing taxation threshold provisions)

Product Features

Type of policy Unit linked Unit linked
Can be effected on Single Life only
Min. - Max. Retirement Age 55 years - 70 years old
Min. - Max. Age at entry 18– 60 (actual age)
Maturity Age Limit 70 Years Old
Frequency of Premiums Monthly and Single
Minimum Monthly Premium
Minimum Single Premium
Rs 500.- Rs 10,000.
Death Benefits Greater of Fund Value or Gross Contributions + 4.5% p.a.
Pension Term Guarantee 5 to 10 years
Flexibility - Joint pension available
- Ease of contributions
- Choice of investment funds
- Possibility to switch funds